Retirement KITAS vs Golden Visa vs Other Indonesia Stay Options 2026
Indonesia offers several long-term stay permits for retirees. Choosing the right one depends on your age, income level, investment appetite, and how long you intend to stay. This comparison covers the main options available to foreign retirees in 2026.
Option 1: Standard Retirement KITAS (E33F) — ITAS Lansia
The most accessible long-term stay permit for retirees in Indonesia.
- Minimum age: 55 years
- Income requirement: Passive income of USD 1,500–3,000 per month
- Duration: 1 year, renewable annually (up to 5 years typically)
- Investment deposit: None required
- Work rights: None — tourism and personal lifestyle only
- Sponsor: Licensed Indonesian visa agent required
- Year-1 cost (total): IDR 23,500,000–32,000,000 (approx USD 1,500–2,100)
Option 2: Golden Visa — Retirement Category
Indonesia introduced a Golden Visa program in 2023 targeting high-net-worth individuals. The retirement sub-category requires a substantial fund deposit.
- Minimum age: 60 years
- Fund deposit: USD 350,000 (placed in an Indonesian state bank — not an investment, returned on departure)
- Duration: 5 or 10 years
- Work rights: None
- Best for: High-net-worth retirees who want multi-year certainty without annual renewals
Option 3: Social/Cultural Visa (B211B) — Not a Retirement Permit
Often used as an entry visa before converting to a KITAS. Maximum stay is 180 days per year with extensions. Not a long-term residency solution; cannot be renewed indefinitely.
Option 4: KITAP (Permanent Stay Permit — ITAP)
The next step after holding a KITAS for several years. Requires a continuous, uninterrupted stay in Indonesia (typically 5 consecutive years on KITAS) and a clean compliance record. Grants indefinite stay rights (no annual renewal) but still prohibits employment. Assessed case by case by the local immigration office.
Which Permit is Right For You?
Most foreign retirees aged 55–75 who want to live in Bali without a large capital commitment choose the Standard Retirement KITAS (E33F). It is the most straightforward, most widely supported by local agents, and has the lowest financial threshold of the long-term options.
If you are 60+ with significant liquid savings and want five years without annual renewals, the Golden Visa is worth evaluating.
Speak with our concierge team to get a personalised recommendation based on your exact situation.